Willie Dwayne Francois III is senior pastor of Mount Zion Baptist Church of Pleasantville, New Jersey. He is a graduate of Morehouse College and Harvard Divinity School.
Millions of taxpayers, particularly those fortunate enough to not accrue education debt and those who diligently paid off their debts, reject the idea of taking on the debt of people who consciously entered college with this burden. But structural and moral crises like this one require a legislative approach that no household savings plan or practice offers.