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Arkansas Insurance Coverage for Contraception Refusal Clause

This law was last updated on Dec 6, 2016




Ark. Code Ann. §§ 23-79-1101 to -1104




Conscience and Refusal Clauses, Medication Abortion, Religious Freedom

Full Bill Text

Arkansas law allows certain employers and/or insurers to require that their plans exclude coverage for contraception.

Under the law, religious employers whose religious tenets prohibit use of prescription contraception may require issuers of its health-insurance plans to exclude coverage for contraception.

The law defines religious employer to mean  an entity that:

  • Is organized and operated for religious purposes and has received a section 501(c)(3) designation from the IRS;
  • Has as one of its primary purposes the inculcation of religious values; and
  • Employs primarily persons who share its religious tenets.

The law, enacted in 2005, does not provide an alternative for women to obtain contraception coverage.