Delaware Contraception Insurance Coverage Refusal Clause

Title 18, section 3559 of the Delaware Code requires health-insurance plans that cover prescription medication to provide equitable coverage for contraception.

However the law, enacted in 2000, allows religious employers to require issuers of its health-insurance plans to exclude coverage for insertion, removal, or medically necessary examinations associated with covered contraceptive drugs and devices if such coverage conflicts with the employer’s bona fide religious beliefs and practices.

The refusal clause does not define religious employer.

A religious employer that obtains an exclusion under this provision must provide its employees reasonable and timely notice of the exclusion.